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Pensions advice

Most people are entitled to a State Pension when they reach State Pension age, but you may also have a personal or workplace pension. In this section, you can find free and impartial advice on pensions, annuities and planning for your retirement.

State Pension advice

  • The new State Pension

    If you reached or will reach State Pension age on or after 6 April 2016, the new State Pension system applies to you. Find out what you could be entitled to.

  • The old State Pension

    If you reached or will reach State Pension age before 6 April 2016, the old State Pension system applies to you. Find out what you could be entitled to.

Try the pension calculator

MoneyHelper's pension calculator can help you work out how much money you'll need in retirement and how much you can expect.

Find out more

Personal and workplace pension advice

  • Workplace pensions

    Every employer must provide a workplace pension. Workplace pensions can help you plan for your retirement.

  • Annuities

    An annuity is a type of insurance policy that can be bought using your pension and provide you with a regular income.

  • Tracing old pensions

    If you've had multiple jobs, you may have multiple pensions. The free Pension Tracing Service can help.

  • Your pension pot

    There are lots of things to consider when thinking about what you're going to do with your pension pot.

Watch out for pension scams

It's possible to access your pension before you retire, but be wary of criminals who want to take advantage of this.

Learn how to spot a pension scam

Phone icon We're here to help

We offer support through our free advice line on 0800 678 1602. Lines are open 8am-7pm, 365 days a year. We also have specialist advisers at over 120 local Age UKs.

About the Age UK Advice Line Find your local Age UK

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