How to deal with grief after a bereavement
Coping with grief after the death of a loved one can be one of the hardest things we ever go through. You might be...
If your partner has died, you may be able to claim Bereavement Support Payment to help ease financial worries.
You can also qualify for Bereavement Support Payment if you weren't married or in a civil partnership, providing you were living with a partner and you have a child or children.
Bereavement Support Payment (BSP) is a benefit that you may be able to claim if your spouse or civil partner has died. You can also claim BSP if a partner who you lived with died providing you have a child or children.
This benefit isn't means-tested, so you can make a claim regardless of your income or whether you're in work, but there are certain eligibility criteria.
BSP has replaced the following benefits:
If you have a child or children and were living with your partner when they died, then you can claim BSP.
Cohabiting, unmarried partners can also claim BSP provided the claimant has a child or children.
If you could've claimed Widowed Parent’s Allowance, which is payable to bereaved parents whose partner died before 6 April 2017. This doesn't apply to bereaved partners who don't have children.
Contact the DWP Bereavement Service helpline on 0800 731 0464 to make a claim and request backdating of up to 3 months.
There are 2 different rates of BSP:
These payments aren't taxable, the lump sum is ignored for 52 weeks, and the monthly payments aren't included when calculating your entitlement to means-tested benefits or the benefit cap.
You can claim BSP if:
If your partner died due to a workplace accident or illness caused by work, you may still be able to claim BPS, even if they had not made the necessary National Insurance contributions.
Do you know what benefits you're entitled to? Our online benefits calculator can help you quickly and easily find out what you could be claiming.
You should claim Bereavement Support Payment within 3 months of the death to get the full amount. The monthly payments can be paid for up to 18 months following the death and your claim can be backdated for up to 3 months. This means if you make a claim over 3 months after the death of your partner you will lose some BSP. You qualify for the lump sum as long as you claim within 12 months of the death.
There are several ways that you can claim BSP. You can:
The law changed in February 2023 to allow unmarried partners with children to get bereavement benefits. If you were not married when your partner died and you have a child or children you can make a claim for:
If you're currently receiving Widowed Parent’s Allowance you'll continue to do so at the rate of £150.90 as long as you're still receiving Child Benefit.
If you have a child or children and your partner died before 6 April 2017, and you weren't married or in a civil partnership, you should make a new claim for Widowed Parent’s Allowance. To apply, you need to download the claim form and apply by post.
If you are struggling to pay for your partner’s funeral, you may be entitled to a Funeral Expenses Payment. This is a payment from the Department for Work
and Pensions (DWP) towards the cost of the funeral. To claim, you must be receiving a qualifying benefit.
The Bereavement Support Payment does not count as a qualifying benefit for a Funeral Expenses Payment.
For more information on Funeral Expenses Payments, including qualifying benefits and how to apply, download our Planning for your funeral factsheet, there is also information in our Social Fund, Advances of Benefit and Local Welfare Provision factsheet.
You may also be entitled to Universal Credit if you are below state pension age the loss of your partner’s income has taken you below the qualifying threshold.
The Bereavement support Payment will not affect your other benefits for the first year.
After that, the money you receive may count as savings when your entitlement to some means-tested benefits are being worked out.
This will only be the case if you have any of the lump sum left after 12 months, and if this takes your savings over the savings threshold for the means-tested benefits you claim.
We offer support through our free Advice Line. Lines are open 8am-7pm, 365 days a year. We also have specialist advisers at over 120 local Age UKs. You can contact us on:
0800 768 1602
We work with Wordskii to offer free interpreted calls. Visit the Wordskii website and select the language you would like to take the call in from the menu at the top right of the screen. This will tell you the best number to call.
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