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for a lump sum. While the evidence base relating to consumer behaviour at the point of, or in the run up to, retirement has developed over the past year and indicates a desire to use the pension freedoms ... polling aimed to address the lack of evidence, and provide an indication of how people might react if the flexibility to cash in an existing annuity is created. It should be noted at the outset that it
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Act, making the law easier to understand and strengthening protection in some situations. It sets out the different ways in which it is unlawful to treat someone. Although most provisions in the Act came ... lives of people in later life. We provide information and advice to around 5 million people each year, run public and parliamentary campaigns, provide training and fund research exclusively focused on later
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have the biggest impact on practice and be challenging to implement? Please say for whom and why. 3. What would help users overcome any challenges? (For example, existing practical resources or national initiatives ... when commenting. Stakeholder organisation(s) (or your name if you are commenting as an individual): Age UK Name of commentator (leave blank if you are commenting as an individual): Tom Gentry Comment
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Programme The Golden Thread Advocacy Programme (GTAP) has been funded by Welsh Government for 3 years to run alongside and support the implementation of Part 10 (Advocacy) of the Social Services and Well-being ... these might be described as being ‘above the line’, and the other two sit below, by which we mean that if you are assessing yourselves as amber or red there is clearly much more work to be done in order to
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than under the current system. And it is unclear whether rates will be increased if the older partner is disabled and if so how disability will be assessed. Older partners may have to draw more on their ... support linked to Pension Credit such as Cold Weather Payments and the Warm Home Discount and miss out on protection for pensioners within Housing Benefit and support with council tax. As the aim of
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and also to satisfy my desire to ‘give something back’ to society after many years focusing on work. What difference to your life has volunteering made to you? Volunteering has proven to be a very valuable ... and have been able to enjoy sharing physical and social benefits of Tai Chi t an expanding group What do you enjoy most about your volunteering experience? There are several aspects of volunteering I
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to bridge the gap between the amount needed for energy efficiency and that provided through ECO. If the State Pension age is to be increased following the Cridland Review, the Government will need to ... (ensuring that retirement housing is resilient in the event of extreme weather events), sewerage services (if changing demographics will affect the size of rural populations) and broadband provision (to support
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consultation The Financial Conduct Authority (FCA) has proposed a new advice regime for transfers out of Defined Benefit pension schemes, called the ‘Appropriate Pension Transfer Analysis’ (APTA). This ... no longer working well in practice. Key points and recommendations The high number of transfers out of Defined Benefit pensions is a matter of significant concern for several reasons, not least as it
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already doing 30% more. At the same time as connectivity gaps, infrastructure is struggling. For example, if a bank closes then not only does the service disappear but other businesses and services that depend ... there may be more acceptance of feeling lonely. If someone has lived in one place for longer, they have more social interaction with that area. However, if someone moves later in their life then they may
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1 Our free and confidential national telephone service - Age UK Advice - has been running for over 15 years, speaking to over 20,000 people a month. We provide information and advice for ... ready to leave hospital in order to "free up a bed"”7. Ambulatory care sensitive conditions (ACSCs) if managed appropriately, should not require admission to hospital, however ACSCs account for 1 in 5 emergency
