New Year New Start!

New Year New Start!

New Year is just the right time to make a fresh start and thanks to the kind people at Newcastle Building Society, our team are on hand to give you the advice and support that you need to make the most of your position.

Whether that’s checking you’re receiving the right benefits, help managing your debt, making sure you’re not spending more than you need to on your utilities or advice on where to get help back into work, our team can provide free support and advice to guide you through.

We should all be able to enjoy our retirement, spending time doing the things that we enjoy, but as we get older, it can get harder to make ends meet.  Don’t assume that you’re not entitled to any benefits.  Each year up to £3.5bn of benefits go unclaimed by older people. So even if you think you’re getting everything you should, it’s well worth checking.

If you’re struggling with a debt, you’re definitely not alone. The first step to regaining control is to ask for help but finding the right support is important. Some debt management companies charge fees for their advice and there’s no need to take on extra costs when there is free and reputable help available, get in touch and our team will help you to find the right support.

Cutting your energy and water bills doesn’t have to mean changing the way you live. There are lots of ways to reduce your overall costs, starting with changing supplier.  Energy companies don’t reward you for sticking with them, which means you might be paying over the odds if you haven’t reviewed your deal in a while.  It’s also worth checking how you pay for your electricity and gas – there are reductions for paying by direct debit and paperless billing, but make sure this works for you. We can also support you with energy saving tips to help you reduce your energy consumption and keep your home warmer.

Another option to increase your household income is to return to work.  There are lots of age-friendly companies and lots of support to help you prepare to re-enter the jobs market, gain qualifications, training and research the roles that might be of interest.

Whatever your circumstances, our Information and Advice Officers and Advocates can help you get on the right track, just give them a call on 01670 784 800 or send them an email to info@ageuk-northumberlnd.org.uk and make it a happy new year!