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  1. CRS_Sept17_Advising_on_pension_transfers.pdf

    significant risk to survivor benefits. When survivor benefits are given up it is likely that many women will lose out, adding to gender inequality in retirement incomes.  There are considerable risks to consumers ... mark – a mark that is clearly defined in the regulation. We are pleased the proposed new regime will place greater emphasis on individual suitability and move away from allowing advisers to focus solely

  2. CRS_Oct11_New_challenges_new_chances_IACL.pdf

    believe this need not be the case as the onus for the former will fall on individual participants rather than providers – it is they who will ultimately need to self-report on the benefits once the course ... proportion of fee paying individuals should become a criteria for receiving public funds. • Wider efforts will be needed in each locality to engage colleges and businesses to assist with infrastructure and delivery

  3. CRS_Nov12_Ending_the_employment_relationship.pdf

    communication about what is and is not acceptable behaviour. Creating new procedures is unnecessary and will only serve to make the system more complex. • Individuals who leave via a settlement agreement should ... or code of practice that these are not a substitute for effective people management. As employers will have to interact with statutory tools and formal procedures, it creates an excellent opportunity to

  4. HOPE ENGLISH Advocacy Newsletter Jan 2021.pdf

    value in these relationships, both for themselves as project officers and also for the clients that will use the service. The conversations they’ve been having are leaving their mark and allowing people ... safeguarding solutions. The advocacy we offer will be independent of any other service people living with dementia use. This means the person with dementia will be at the heart of the decision making process

  5. FS35.pdf

    place prior to 1 December 2022) 17 5 If you will struggle to be able to afford a rent increase 18 6 Rent increases and welfare benefits 19 7 Rent arrears ... landlords’ (private registered providers of social housing will also be classed as a community landlord). Private rented sector landlords will continue to be referred to as ‘private landlords’, so there

  6. Age Cymru - Why are we waiting - Delays in care assessments in Wales - August 2022.pdf

    use the same case management system and ensure data captured is consistent across all of Wales. This will also assist with those who move counties being provided with a service in a timely manner. Data Wales ... Government should provide a national focus, examining what help is needed whilst people wait and how this will be provided, in parity to the work on waiting well within the healthcare sector. Recommendation 5

  7. Advocacy Newsletter March Eng 2020.pdf

    raise awareness of advocacy. We have now come to the end of the funding for the programme and we will officially be closing GTAP, as it has affectionately become known, on the 31st March 2020. We want ... hope that many more people will have voice, choice and control over their decisions and their lives. Thank you once more to everyone we have worked with and we hope that we will cross paths and work with

  8. Survey Outline Covid 19 v4.pdf

    people about their experiences of the lockdown and the impact that this has made on them. This survey will take 15 minutes to complete. Your response is anonymous. Thank you for your support in completing ... Trident Court, East Moors Road, Cardiff CF24 5TD. © Age Cymru 2020 Your details will be kept on a secure database and we will not share your details with any organisations unless required by law. Creating

  9. RB_Summer13_Economic_Monitor_Report.pdf

    third say that the future looks good for them Annuity rates are at a historic low: A £100,000 annuity will currently buy an annual income of £4,836, a decrease of £433 since April 2012. As the dashboard on ... Budget announced two measures that follow in spirit at least these recommendations. social care costs will be capped at £72,000 in 2016, the equivalent of around £61,000 today. This falls short of Andrew Dilnot’s

  10. FS89w.pdf

    field of homelessness and has been used extensively in the production of this factsheet (references will be provided in the text where this is the case). 1 Code of Guidance for Local Authorities on the ... well as completing approved training. Alternatively, a landlord can appoint a managing agent, who will also need to be licensed under the scheme. Rent Smart Wales is the licensing authority that administers

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