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  1. Debt and savings

    Make the most of your money with our information on savings and debt management. For more information call Age Cymru Advice on 0300 303 44 98

  2. Income and tax

    Information on income and tax for older people

  3. Age Cymru manifesto 2019 references Eng.pdf

    references for statistics cited in Age Cymru’s manifesto for the 2019 General Election. 120,000 pensioners in Wales live in poverty. JRF (2018) Poverty in Wales 2018 https://41ydvd1cuyvlonsm03mpf21pub-wpengine ... 5255/UKDA-SN-8390-1 AND Welsh Government, (2016), The Production of Estimated Levels of Fuel Poverty in Wales: 2012-2016, 11 July 2016. Available at: https://gov.wales/sites/default/files/statistics-and-research/2018-

  4. IG54.pdf

    same Council Tax Reduction scheme for people over State Pension age – which is what this guide focuses on. If you haven’t yet reached State Pension age, the scheme can vary between councils, so you should ... should contact your local council to find out about eligibility requirements and the amount of support you could receive. In Wales, the Council Tax Reduction scheme is broadly the same in each local council

  5. Life on a low income - FINAL - E.pdf

    It is a story of having to make stark compromises and tough choices every day. For those who are reliant on the State Pension, or small personal pensions, it can be difficult to pay for even basic essentials ... but some older people really do face a choice between heating and eating during the winter. Some choose to heat just one room during the day and either sleep in a chair at night or have to face a cold bed

  6. Income tax

    taxable, and there are allowances and reliefs you may be able to claim.  Not all income counts towards Income Tax. You may have to pay tax on: earnings from employment or self-employment pensions, including ... including State Pension , and annuities (except pensions under the War Pensions Scheme and Armed Forces Compensation Scheme) interest from savings accounts dividends from shares income from lettings some

  7. Advancing equality and human rights

    Advancing equality and human rights

  8. Come and chat to us

    We want to hear about the issues that directly affect you. You can come and chat to us at the following events. July Wednesday 24 July, 10am - 2pm Carmarthenshire Working Summer Employment Event, St Peters

  9. Glenys Thomas and Shirley Phillips

    class started by Age Cymru Pembrokeshire over six years ago I answered the call for LIFT volunteers and attended a four day course in Llanelli in October 2015 with three other members. As we were enjoying ... from the obvious physical, social and mental benefits, the cementing of old friendships and the creation of new ones is probably the main advantage. My confidence and feeling of self worth have been boosted

  10. Employment and Support Allowance (ESA)

    Get to grips with the Employment and Support Allowance - a benefit for people who are out of work due to illness or disability. Who is eligible? How do you claim?

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