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very reluctant to use credit or get into debt. However, low returns from savings, decreasing annuity rates and rising prices for energy and other basic costs are adding to the financial pressures on many ... cases involving older persons in debt – ranging from £1,000 to £200,000 – some relate to energy or water bills, rent or mortgage arrears, and payday loans. Debts are often caused because older people initially
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number of concerns about this approach, as is explained below. The consultation sets out how quality ratings will be used as a guide to determining maximum intervals for re-inspecting core services in hospital ... quality is due to underfunding; however the inadequate funding should not itself influence the quality rating. It is indeed important that the quality of all services is measured by the same yardstick, regardless
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1 Behind the headlines: Why the employment rate does not tell the whole story about working longer April 2017 2 Contents Summary of findings................................................ ... ............................................................................. 10 The gap between rates and hours gets wider ............................................................ 10 Age and gender
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services. The impact of falls • About a third of all people aged over 65 fall each year, with higher rates among those over 75. • Falls represent over half of hospital admissions for accidental injury, particularly
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this is the income remaining once people have paid certain costs such as rent, mortgage interest and water charges. To compare living standards of different size households, income is adjusted to take into ... 1.9 million pensioners (16 percent) are living in relative poverty. The chart below shows poverty rates before, and after, housing costs. It can be seen that the numbers of pensioners in poverty has fallen
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telephone • court judgment or fine • Land & Property Services rates (in Northern Ireland only). Non-priority bills can include water, catalogue debts, credit card debts, unsecured personal loans and
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with the proposal in paragraph 9.14 of the FCA report that low interest rate accounts should not be given names suggesting premium rates of return. 3. We support the idea of a “switching box” (paragraph 9 ... a requirement for the savings provider to send the customer a chart or table showing the interest rate paid on the customer’s account over the last five years. 7. We regret that the FCA has decided at
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44 98. Our advice line is open between 9am and 4pm, Monday – Friday. (Calls are charged at the same rate as a call to a standard 01 or 02 number. They will also be automatically included in any landline ... ventilation also helps to prevent condensation. Check your stopcock If water pipes freeze they can burst, so you need to be able to turn off the water at the main stopcock. You will need to check that it’s not
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circumstance. The information in this factsheet is correct for the period April 2024 to March 2025. Benefit rates are reviewed annually and uprated in April, but rules and figures can sometimes change during the ... age couples 5 2.3 Income-related criteria 5 2.4 Residence and immigration requirements 6 3 Current rates 6 4 Appropriate minimum guarantee 7 4.1 Standard minimum guarantee 7 4.2 Severe disability 7 4.3 Carers
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income countries’, such as the UK, USA and Japan, have been ageing and shrinking. Lower fertility rates meant that there were fewer younger people entering work, whilst the availability of relatively generous ... In response to this many governments enacted reforms to increase the labour market participation rates of older workers up to and beyond State Pension ages. The result has been a fundamental shift from
