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nuisance to other residents. Before buying a retirement property, check the landlord’s forfeiture policies. Ask them to confirm in writing what action might be taken if your needs changed substantially,
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expectations of social care can differ from what’s available. Many people are unaware of charging policies for community care services that are subject to means testing. As a result, advice given on how
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recent bank statements (list all your accounts and account details) • pension plans • insurance policies • National Insurance number • will. 15 If you rely on the internet to pay bills, shop online or
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tariff have a fixed term? If so, is there an early termination fee? ⚫ What are the supplier’s policies on debts and disconnection? You may want to find out how suppliers rate for customer satisfaction
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money available. This can extend to jointly owned property. Check if your partner had insurance policies that cover debts in the event of death. For more information, see factsheet 14, Dealing with an
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your area where you can try something out • read customer reviews and check guarantee and return policies in case the product doesn’t meet your needs • consider leasing or hiring larger or more expensive
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licence • recent bank statements (and details of all your bank accounts) • pension plans • insurance policies • National Insurance number • pre-paid funeral plan • will. Your executor is legally responsible
