survey and thank them for sharing their views and experiences. An overview report of the survey results will be available on the Charity’s website. 3The quarterly newsletter from Age Cymru Summer Edition 2022 ... Emma have both worked with Age Cymru in the past ona range of creative and artistic activities. We will be sharing the film with communities across Wales. If you would like Rachel, our Human Rights Project
the start of a move to a wider ISAbased approach to pension saving which will not be the right option for many young savers, and will leave them considerably worse off in retirement. Most ISAs are held in ... in cash, which over the longer term is likely to be a sub-optimal investment choice that will have a negative impact on income adequacy in retirement. 2.7 A LISA might be a better alternative for low
through plan for delivery whose resource implications have been thought through. The team that will be delivering the project on the ground need to be directly involved in the drafting of the application ... of what support and information will be provided to and by whom. The details can be worked out at a later stage but what is important is the understanding of what will be expected from and by the different
on commissioners’ ability to plan for and meet the needs of those that need services. Despite the will of staff and leaders to provide good quality care and support as envisaged through the Social Services ... family members or friends4, with estimates from Carers UK suggesting that a further 3.5 million carers will be needed by 2037 based on current demographic projections5. Informal care provided by friends and
rather than one of six. It is also noted that responsibility for, and ownership of, service ratings will remain legally with CQC and reflect the regulator’s final judgement. Age UK’s response Age UK’s ... considerations. Service users and their families expect that a service with an ‘outstanding’ rating will be outstanding, not outstanding considering its miserably limited resources. In fact the extent to
wider economy, become widely known and removed from the workplace. As a result, the charity will develop its work in this area by: Rolling out its programme of age awareness training across Wales
strategic approach to improving the availability of advocacy services to adults across Wales, and will guide and support local authorities to fulfil their duties under the Act. I would like to take this ... have a clear understanding and a clear vision of what effective independent professional advocacy will look like in practice. This framework provides an overarching vision based on the work done to date
000 may no longer receive the full retirement risk warnings. Many people with savings at this level will depend upon their pension savings, and they could still face increased tax liabilities or reduced ... at-retirement product marketplace is more complex than ever, and is likely to become even more so. It will require constant monitoring and probing to make sure consumers are getting a fair deal, as well as
particular on the role that competition should play in improving outcomes for consumers. The review will consider four broad areas: shopping around and switching, non-advised customer journeys, business ... consumers find it difficult or impossible to navigate their way through the product maze. The FCA will need to maintain a focus on the terms and conditions of products as they develop. Online guidance/advice
savings market study to see whether competition in this market is working well for consumers. The study will examine competition in the market and any obstacles to consumers switching their savings between accounts ... Commission to examine how the financial resilience of older people can be improved. In summer 2014, we will set out a roadmap of actions that 1 Which? Comparing ISAs