particularly lower earners, the State Pension will continue to be the most important source of income. We want to see more people brought into private pension saving, and people encouraged to contribute more,
capacity to understand fully the consequences of not doing so but will have capacity to decide they want to remain in their own home. In such cases the individual’s capacity to make decisions they can make
but we believe this speculation is misplaced, for three reasons: (1) most people still use cash and want cash to continue, (2) if legal tender is not available, people invent new forms of physical money
one-sided employment practice. In spite of an appeals process, the reality was that if an employer wanted to remove someone from their workforce they could do so unimpeded, therefore there was in effect
benefit entitlements, housing or social care options. “…taking action to help people say what they want, secure their rights, represent their interests and obtain services they need. Advocates and advocacy
need additional income to get by, and certainly to achieve the kind of lifestyle in retirement most want and expect. Private provision therefore needs to be considered alongside State Pension policy. In ... me’. Aspirations for retirement were modest – no-one mentioned cruises or foreign holidays – they wanted 5 to take things a bit easier, spend time with family and friends, volunteer, and pursue hobbies
of 55% for full withdrawals. The tax-free pension lump sum will continue to be available. Those who want to purchase an annuity will still be able to do so but it will also be possible for people to withdraw ... has identified, it may be that those on the lowest incomes simply cannot afford to save, despite wanting to do so. 12 Chapter 2: The impact of the Single Tier State Pension A new system of State Pension
328 5644) where an adviser completes the online form for you. This is also the number to use if you want to request alternative formats, such as braille, large print, or audio CD. In exceptional circumstances ... for advisers and other people acting on behalf of, or enquiring about, someone else’s claim. If you want a third party to discuss your claim with the DWP, you must make a note in your online journal allowing
or affect the quality of services older people receive. The Strategy states that ‘ultimately, we want to be a nation that celebrates age and, in line with the UN 12 Annual reporting, publishing and Ministerial ... digital skills and get online if they are able to and can afford to do so. Those who cannot or do not want to do so should continue to access services and support in a way that best suits them. Services provided
delivering care at home or in the community, when that is effective and it is what the older person wants. Commissioners should work with local care services to deliver care at home or in the community where ... on Dignity in Care for Older People 11 The resulting guidance stressed how people being cared for wanted staff to ‘see who I am, connect with me, involve me’. Chronological age is a poor indicator of health