ging Love Letters Challenge, by DoSomething.org organized a Valentine’s Day Campaign challenging young adults to send a card to an older adult. See: https://www.dosomething. org/us/campaigns/love-letters-challenge
deprivation experiments indicates that fewer hours of sleep and fragmented sleep appear to affect young adults more than middle-aged and older adults. Even taking into account the mixed results of the sleep
dark streets, alleyways, underpasses and crowded areas, particularly where there were numbers of young people, led to anxiety and avoidance. Poorly maintained streets and roads often led to falls amongst
gofal yng Nghymru. Ffôn: 0300 7900 126 E-bost: ciw@gov.wales Gwefan: www.careinspectorate.wales Carers UK Elusen genedlaethol sy’n darparu gwybodaeth, cyngor, cymorth ymarferol a chefnogaeth emosiynol
but may be payable if there is a change of occupancy, for example if a new partner, relative or carer moves in. There is often a lack of transparency about fees and calculations. They may be calculated
freezes and interest rates. Remember your circumstances may change in future. For example, becoming a carer, experiencing bereavement, or the onset of a disability may mean you become entitled to benefits.
life expectancy. This means people underestimate longevity risk and overestimate the risk of dying young. This could make them reluctant to purchase an annuity or more likely to take out more money in the