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these entitlements. More generally, around £3.7 billion of benefits go unclaimed by people of state pension age each year (Agenda for Later Life, Age UK, 2015). This is especially important given the fact ... fact that ONS Households Below Average Income data for 2015/16 suggests that 1.9 million pensioners are now living below the poverty line. Having intermediate care professionals signpost to advocacy services
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while, for others, a combination of economic factors and policies such as the raising of the State Pension Age mean that continuing to work is a financial imperative. More people are continuing to work in ... themselves unemployed, is increasingly crucial as a result of demographic change and the rising State Pension Age. Many people who did not acquire digital technology skills in school do so in the workplace
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experts in the field including Dr Victoria Winckler (Bevan Foundation), Lee Phillips (Money and Pensions Service), Adam Scorer (National Energy Action) Matthew Brindley (Care & Repair Cymru) Dr Deborah ... union movement chairing committees, workshops and numerous conferences for National Pensioners Convention Wales, Pensioners Forum Wales and the Cymru Older People’s Alliance to name but a few. Such was Phyllis’
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that would normally be available through their local GP service moved to other locations. 48% of pensioner households do not have access to a car compared to 26% of all households4 and are more reliant on
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money to anyone. If someone asks you to act as a guarantor for their rent payments or for a loan or credit card, be careful – you’re agreeing to pay if they can’t. Make sure you fully understand what you’re ... that you’re liable if the other person causes the account to go overdrawn, and this can affect your credit rating. This means you might have to repay the money, even if you weren’t the one who spent it. If
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10% reduction in the number of hospital admissions ending in death could potentially result in a saving of £52m.64 Taking a midpoint of the estimated inpatient end of life care costs (£3,065.50) and community-based ... community-based end of life care costs (£2,107.50), there is an estimated potential net saving of £958 per person who dies in the community (assuming they do not need expensive medical equipment to be
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pact_and_Reach_Report_2016-17_-_online.sflb.ashx 3 of older people in communities, could bring savings in terms of limiting demands and reliance on health and social care budgets. Summary of public
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Department of Health estimates that for every £2m invested in falls services regionally, £5m could be saved through reduced NHS costs.(56) Investment in falls prevention would almost certainly also reduce ... valuable background to the more instrumental policy debates concluding that prevention is a cost-saving measure. User involvement Although commissioners may increasingly expect schemes to consult with
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actually have - there are huge differences in income and wealth among older people, with 1.9 million pensioners now living below the poverty line. Many older people have faced disadvantages which have cumulated
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Although we are yet to understand whether the new pension freedoms will offer suitable alternatives for small pot holders, messaging around pensions is dominated by the novelty and flexibility of income ... broader competitive marketplace. It is uncertain how this situation will balance out, but, in a pensions landscape that now heavily emphasises ‘freedom and choice’, we are concerned about annuities being
