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expanding the choices available is unlikely to result in consumers becoming more empowered. The system will still rely on consumers at retirement becoming informed, engaged and taking active decisions. Just ... annuities, there may not be pressure to offer good value alternatives. Behavioural biases will mean that most consumers will struggle to make these decisions and there may be a strong trend towards the ‘default’
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cqc.org.uk/content/our-strategy-2016-2021 3 increase the period between comprehensive inspections will pose a significant risk to patient safety. We still have concerns about CQC’s proposals to aggregate ... the individuals that receive their services. With reference to the following: ‘In all cases, we will only be interested in those parts of an organisation that exert significant influence over the quality
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to incorporate our anti discriminatory work in our corporate plan, but highlight the five areas we will be focusing on in our strategic equality plan? Age Cymru fully supports the inclusion of anti-discriminatory ... matters to them” as this is an area where the issues of unpaid carers that also work within social care will need full consideration. Some survey respondents for the above report were older people working in
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2015 there will no longer be a requirement to purchase an annuity from a defined contribution pension pot. The Government also proposes to guarantee that individuals approaching retirement will receive free ... these proposals will lead to more innovation in retirement income products, but this innovation must be in the interests of consumers Despite these changes, for many people an annuity will still be a good
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looks specifically at regulation of NHS trusts from April 2017. A further consultation in the spring will focus on adult social care and primary medical services. Key points and recommendations We welcome ... should not change unless there is immediate action to mitigate these risks. Large organisations will often take different types of decision at different levels so it may be difficult to identify a single
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relative will help us out, and we know that we will be supported to live life well and manage in a crisis. But who do we rely on when that support is missing? Friends and neighbours might be willing to help ... there are few protections in place for either side of the relationship, and friends and neighbours will not have the same sense of duty of care which drives a family member to prioritise an elderly relative’s
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flexibility for those with defined contribution (DC) pension savings, and from April 2015 individuals will be able to do any of the following: - Take cash immediately - Take secured income (eg. an annuity) ... through a lack of appreciation of what will be required in the later years. Following the Budget announcement in March 2014, whilst the flexibility that will be available to individuals at retirement
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towards the capital limit 65 20.4 If you have been self-funding, but the care home will be more expensive than the local authority’s usual cost limit 66 21 Care home contracts 67 22 Complaints ... authority social services departments In this factsheet references to the ‘local authority’ or ‘council’ will refer to the adult social services department of the local authority. The relevant social services
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announcement of 29 July 2010 that they intend to abolish the Default Retirement Age, examining how this will be achieved and what measures are needed in its absence. The consultation document poses five main ... through which an employer can force an employee to retire) • How age discrimination and unfair dismissal will operate in the absence of Schedule 6. • Discussions on retirement plans between an employer and employee
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the guidance sufficiently clear on the governance structures needed? - Yes 2 Question 4 Will this governance structure support NHS bodies to comply with the duty? - Yes Question 5 Does the ... directly providing these services. However, it is unclear how the management of external providers will be held to account for the quality of their services. It is important that whether they are in receipt
