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  1. RB_Sept14_Building_an_income_for_retirement.pdf

    so but it will also be possible for people to withdraw all their pension savings in a lump sum or keep their pension invested and access it over time. This change could clearly have implications for individuals’ ... pension saving if the statutory minimum employee contribution were lowered from 5 to 3 per cent, while keeping the overall contribution at 8 per cent. The results are shown as the difference between the two

  2. RB_2012_Equalities_Evidence_Review_Moriarty.pdf

    care to work across the systems to develop innovative services, such as social enterprises, that can keep people independent at home, or help them return home from hospital more quickly’. In the context ... Many service users have opted to have a regular gardening service, because, apart from helping people keep their gardens tidy and secure; it provides a regular visit from a known and trusted handyperson and

  3. RB_Nov15_Financial_Abuse_Evidence_Review.pdf

    fraud to take money, possessions or property.  Taken or kept power of attorney.  Tried to take or keep power of attorney.’3 Similar lists of behaviours have been used widely in the literature, for example ... "Preventing identity theft and other financial abuses perpetrated against vulnerable members of society: keeping the horse in the barn rather than litigating over the cause and/or consequences of his leaving."

  4. FS6w.pdf

    concentrating mostly on care services to make sure that people can function – i.e. get up, get dressed, keep clean etc – and they have ignored these wider social needs. However, there is an emphasis in the Social ... make the application on your behalf. The Disclosure and Barring Service carries out checks and they keep a list of anyone who has been barred from working with vulnerable adults or children. 9.3 Purchasing

  5. Valuing Voices in Wales - English - October 2020.pdf

    lack of support. For some people this has had knock-on effects on their ability to communicate and keep themselves safe and for their mental health. Nearly a third (31%) of advocates reported having clients ... period when they haven't.” “BDA [British Deaf Association] advocacy rely on lottery funding to keep this going. Need to shift to Health Social Care [to] commission this unique service for Deaf community

  6. RB_2012_Equalities_Evidence_Review.pdf

    care to work across the systems to develop innovative services, such as social enterprises, that can keep people independent at home, or help them return home from hospital more quickly’. In the context ... Many service users have opted to have a regular gardening service, because, apart from helping people keep their gardens tidy and secure; it provides a regular visit from a known and trusted handyperson and

  7. RB_April15_Vulnerability_resilience_Improving_Later_Life.pdf

    problem among older people. Addressing these difficulties requires action on many fronts: working to keep older people out of poverty of course; making it easier for them to get reliable financial advice; ... evidence. But I would say this: first, there are many good reasons – other than thinking well – to keep physically fit, so one should do that any way; and do, if you like, train your thinking skills, because

  8. RB_Dec14_Dashboards_and_jam_jars_pension_pots_and_retirement_income.pdf

    the mortgage and using the tax-free lump sum from their DC pot and then gradually repaying it by keeping withdrawals within their annual allowance. This would clear the mortgage after 7 years and they would ... that funds will continue to accumulate, but if it is invested in low-return assets then it may not keep pace with inflation. Level of withdrawal Consumers entering income drawdown will need to take (with

  9. RB_May14_CPA_Changing_family_structures.pdf

    of unpaid care, in England, to older people with disabilities by their adult children is unlikely to keep up with demand.23 Demand is projected to exceed  supply from 2017 onwards.    Source: Pickard et  ...  unpaid care to  older people with disabilities by their adult children in England is unlikely to keep pace with demand in  future. By 2032, there is projected to be a shortfall of 160,000 care‐givers in England

  10. report_of_trustees_and_annual_accounts_2015_2016.pdf

    Group and the charitable company will continue its activities. The Trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the charitable company’s transactions ... subsidiaries are held at cost less provision for impairment if any. It is the Charity’s policy to keep valuations up to date such that when investments are sold there is no realised gain or loss arising

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