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‘Staying safe while out on public transport as we now have a reduced train service so the trains will be crowded’ (Female with additional caring responsibilities, 65-69, Caerphilly) 1 Age Cymru (2021) ... expensive Bwcabus service. We had no buses running through lockdown but forced to use Bwcabus which costs more - difficult if you are on a low income due to benefits’ (Female, 55-59, Ceredigion). We recognise
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increase the demand on the health service, with the cost to the NHS from cold homes estimated to be around £1.36 billion per year. This estimate includes the cost to both primary care and hospital treatment, ... social care which would suggest an even higher cost to the health & social care budget (Public Health England et al., 2014). The personal and family costs from becoming seriously ill or from a premature
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needs and participate fully in communities. We will monitor the progress of Welsh Government’s national strategy ‘Prosperity for All’,2 which we hope will provide impetus for positive change. In this issue ... Foundation highlights that pensioner poverty is increasing due to pensioner incomes and rising housing costs. The article stresses that immediate action is needed to ensure that today’s pensioners receive all
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around helping 50+ jobseekers get back in to employment. State Pension age rises will make this issue more acute. It will mean more people are needing to look for work until older ages, increasing the pressure ... disability will be referred after six months. There are likely to be other groups who may be eligible for early access, as under the Work Programme, which includes carers. Jobcentre Plus Work Coaches will identify
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make a significant contribution to Welsh life and the Welsh economy. After taking account of the costs of an ageing population, older people make a net contribution of almost £6 million per day to the ... others, or in working freelance. Because individual motivation will vary, the same roles, salaries and training or re-training opportunities will not be appropriate for everyone. Employers and governments
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adviser do? 5 3.1 Initial contact 5 3.2 Looking at your finances 5 3.3 Discussing your options 6 3.4 Will my adviser speak to my creditors on my behalf? 6 3.5 Are debt advisers qualified? 6 4 How to prioritise ... unopened bills, through reaching an agreement with your creditors or other appropriate solutions. Age UK will always advise you to seek free independent regulated debt advice and to ensure you address the stages
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help, we can do more to enrich the lives of many, both at home and abroad. By joining forces, we will ensure that more of our funds go where they are needed. We are now one of the most powerful and influential ... are an essential payment method that is often the only way to access essential services at no extra cost or risk. While the potential withdrawal of cheques from 2018 may be the most obvious cause for concern
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much easier. Now highly individualised letters are word processed and sent to people who they believe will be taken in by the offer of prizes or the opportunity to buy goods at unbelievably low prices. Lists ... barriers between scammers and their intended victims. ‘Removing the stigma of being a scam victim will be another important step in the complex process of bringing justice to scam victims.’ We are happy
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sharing costs. Pressurising you to sign over your house or property. Taking money, cashing a cheque or using credit or debit cards without your permission. Pressurising you into changing a will. ... is: Financial or material abuse, including theft, fraud, exploitation, pressure in connection with wills, property or inheritance or financial transactions, or the misuse or misappropriation of property
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authority funding, but who have to pay extra ‘top ups’ to the care home. As well as transparency of costs and charges, and rights to notice, the CMA should consider whether consumer law and enforcement have ... way in which local authorities carry out their duties under the Care Act and the Human Rights Act will certainly affect the functioning and sustainability of the care home market. Public law duties which
