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reversion plans. It includes information on: ⚫ what to consider before deciding on a particular product ⚫ equity release regulations and safeguards ⚫ how to choose an adviser. Information is also given on ... on sale and rent back schemes, which are not the same as equity release but share some common features. The information in this factsheet is intended only as a guide. We recommend that you get independent
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Information about the two parts of pension credit: Savings Credit and Guarantee Credit, and how much money pension credit will give you
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1. What can be found roasting on an open fire in ‘The Christmas song’, sung by Nat King Cole? 2. Which fruit was traditionally put in a Christmas stocking? 3. Which hot drink do the characters sing about ... about in the Christmas classic, Polar Express? 4. In which country is it now traditional to eat KFC for a Christmas dinner? 5. What type of pudding is asked for in the popular Christmas carol, ‘We wish
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are Lifetime Rights Introduction Human rights are basic rights that belong to all of us simply because we’re human. They embody the key values which underpin our society such as fairness, dignity, equality ... us power and enable us to speak up and to challenge poor treatment from a public authority. As we age, we're still entitled to the same human rights that we were born with. The topic of human rights can
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highlights things to consider if you want to plan ahead and make financial and other arrangements for your funeral. It looks at options when deciding what type of funeral you want, ways to pay for a funeral ... may be helpful for people arranging a funeral. There is a form at the back of the factsheet to record your funeral arrangement preferences and other helpful information for family or friends. The information
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services when compared with White people (NHS Information Centre, 2012). It is vital to investigate why this is the case so that services can be improved, particularly as there may be a greater need to use ... use services due to higher levels of ill health and disability among certain minority ethnic groups. Utilising qualitative in-depth interviews with people from South Asian and White British groups in Hampshire
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income Executive Summary The retirement income reforms announced in the 2014 Budget are the most significant changes to the taxation of pensions for a generation. The reforms increase the complexity of retirement ... retirement income decisions for individuals. Simply expanding the choices available is unlikely to result in consumers becoming more empowered. The system will still rely on consumers at retirement becoming
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2024 About this factsheet This factsheet explains what you should think about when making your will and how to make sure that the will is legal, effective, and your wishes are carried out. It includes general ... you do not make a will. The factsheet contains information about the use of video conferencing to witness a will being legally made following measures introduced in response to the Covid pandemic. This is
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you can let the person you’re supporting know that they should seek medical care when they need it and not be put off by the coronavirus pandemic. Anyone who delays seeking treatment could be putting their ... their long-term health at risk. The person you’re supporting can access medical help: • Online: https://111.wales.nhs.uk/ (for help and advice) • Phone: 111 (if symptoms get worse) • Phone: 999 (if someone’s
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believes that being able to get out and about, whether by public transport or driving, is a vital way for older people to continue to be connected, to work, to access local services and to participate fully ... government, the private and the community sector, which means that it can be difficult to implement improvements. Yet, access to transport, or the lack of it, can have a profound impact on the quality of
