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so it’s usually best to get an LPA in place. If you receive benefits, the Department for Work and Pensions can appoint someone known as an ‘appointee’ to manage them for you if you’ve lost mental capacity ... • passport • driving licence • recent bank statements (and details of all your bank accounts) • pension plans • insurance policies • National Insurance number • pre-paid funeral plan • will. Your executor
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to £33,500. 4 State Pensions and benefits State Pension and benefit rates were also announced in November 2016. Some key points are: The full basic and full new State Pension will be increased ... lock. Other elements of the State Pension and disability benefits such as Attendance Allowance will rise by 1% in line with the rise in the CPI. The standard rate of Pension Credit guarantee for a single
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still be expected to contribute from your day-to-day income – for example, your State Pension, or occupational/private pension. After doing so, you will be able to keep a small amount of money for spending ... of advocacy in the context of the Social Services and Well-being (Wales) Act which states that, in all cases: “To have voice and control, an individual must be able to feel that they are
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schemes for certain customers. The following water companies discounted bills to people receiving Pension Credit (PC): ⚫ Affinity Water ⚫ Bournemouth Water ⚫ Cambridge Water ⚫ Dŵr Cymru – Welsh Water ⚫ ... the right amount of money for your water (see section 6). If you are in arrears and claim certain benefits such as Pension Credit, you may be able to arrange to have regular payments (‘Water Direct’) from
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bank account details and recent bank statements (list all your accounts and account details) • pension plans • insurance policies • National Insurance number • will. 15 If you rely on the internet ... photographs. If you have an online bank account, your executors can arrange for it to be closed and claim the money on behalf of your estate. Don’t leave details of your passwords or PINs as someone using
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entitlements that older people may be entitled to, and helps them to complete and submit application forms. Checks are delivered on a one-to-one basis by advisors who assess the financial situation and specific ... and often in the security of their own homes. Having a trusted advisor to assist with completing forms makes the process smoother, less stressful and leads to a higher success rate. Our research shows
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further context around financial abuse in far greater depth than the other forms of abuse (other than domestic abuse). Additional forms or alternative categories of financial abuse found in the literature include ... months. For the purposes of this review, the focus is on prevalence since turning 65 unless otherwise stated. On average, the best estimate for the UK is that between 1 and 2 per cent of people aged 65 or
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of this personal data directly from you—in person, by telephone, text or email, surveys or forms you complete and/or via our website. However, we may also collect information: From publicly accessible ... incapable of giving consent; or the processing is necessary to establish, exercise or defend legal claims. Marketing If you're someone who uses our services, used to use our services or have made enquiries
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discrimation claims accepted each year, shown in Figure 1. This peaked in 2010-11, before falling off following the abolition of the Default Retirement Age (DRA) in 2011 because many claims arose from procedural ... people from seeking redress as a result of illegal behaviour. The number of age discrimination claims accepted in the October-December quarter fell from 673 in 2012 to 248 in 2013, a fall of 63%, that
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in settling back in to their homes and readjusting after a trip to hospital. The service takes the form of support with day to day tasks that a person might initially struggle with such as shopping or picking ... these entitlements. More generally, around £3.7 billion of benefits go unclaimed by people of state pension age each year (Agenda for Later Life, Age UK, 2015). This is especially important given the fact
