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  1. Age Cymru Creating an age friendly Wales E WEB.pdf

    accessing financial products such as insurance and mortgages. Government policies to increase the state pension age are based on an assumption that people will be able to work for longer due to increases in healthy ... people in Wales are dependent on the State Pension as their only source of income. Many others receive mean-tested benefits or small private or occupational pensions to top this up. Most older people have

  2. FS64.pdf

    rather than rent specialist housing. Some service charges can be covered by Pension Credit, Housing Benefit, or Universal Credit. See section 8 for more information. 7 Other charges As well as service charges ... applies regardless of age, but you can claim a free licence if aged over 75 and in receipt of Pension Credit. In some schemes, you may receive a concession on your licence. Check if this is the case in

  3. RB_Jan10_older_people’s_experiences_of_renting_privately.pdf

    assured shorthold tenancies. Affordability can be complicated by the interrelation between earning, pension and eligibility for local housing allowance n for the majority of those living in regulated tenancies ... continue in the sector once their incomes were reduced following retirement. Others were drawing on savings to supplement their incomes. Most did not fully understand what type or amount of benefits they might

  4. The future of social care in Wales - February 2019.pdf

    treatment of occupational pensions in determining a charge. While income from earnings is disregarded (rightly) for the purposes of determining a charge, occupational pension income is not. We believe ... greater geographical dispersal, demands of the workplace (likely to increase with rising State Pension age) and a reliance on older carers, often experiencing poor health themselves, all impact on the

  5. Staying safe online

    This is a common phone scam – hang up straight away. Online shopping Be cautious when entering your credit card details and personal information on a shopping website. Read our information about safe

  6. RB_Sept14_Neighbourhood_effects-ethnic_minorities.pdf

    Neighbourhood effects and pension protection amongst ethnic minorities in England and Wales Zhixin Frank Feng, Athina Vlachantoni ... impact upon the labour market performance of ethnic minorities and thus impact upon individuals’ pension protection. Using data from the UK Household Longitudinal Study (Understanding Society), linked with

  7. CRS_June16_Ofcom_broadband_USO.pdf

    on how to protect all internet users, especially new ones, given the potential loss of people’s savings and resulting impacts on their health. (See our recent report on older people and scams for more ... support the introduction of social tariffs and/or price caps. Despite progress, one in seven (14%) pensioners live in poverty. Access to the internet is an essential service, and it should be available to

  8. Beth sydd yn bwysig i chi.docx

    lioCredydPensiwnyrAdran Gwaith a Phensiynauynuniongyrcholar 0800 99 1234 neu ewchiwww.gov.uk/pension-credit/how-to-claim.D3. Beth sy’ndisgrifiosefyllfaeichcartreforau?o Rydwi’nberchenarfynhŷyngyfangwblo

  9. CRS_June16_Ofcom_call_for_evidence_on_broadband_USO.pdf

    on how to protect all internet users, especially new ones, given the potential loss of people’s savings and resulting impacts on their health. (See our recent report on older people and scams for more ... support the introduction of social tariffs and/or price caps. Despite progress, one in seven (14%) pensioners live in poverty. Access to the internet is an essential service, and it should be available to

  10. RB_Sept12_A_means_to_many_ends_older_workers'_experiences_of_flexible_working.pdf

    factors ‘pushing’ older workers towards the labour market, such as the rising State Pension age and decline in private pension provision; and other ‘pull’ factors that encourage people to remain economically ... force for mutual good. Policy context The Government has recently legislated to raise the State Pension age to 66 for both men and women by 2020, and has put forward proposals to further increase the age

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