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Advice gaps are particularly evident in: planning for long-term care costs; drawing a pension; interaction of pensions with debt and benefits; on-going management of retirement savings; mortgage lending ... the need for advice should be minimised, for example by developing ‘default’ options on drawing a pension. Pricing structures that make it difficult to be sure how much advice is going to cost are a major
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in proportion to its population. Nearly 1,800 refugees per 100,000 of Hungary's local population claimed asylum in 2015. Sweden followed close behind with 1,667 per 100,000. The ... (2,302) and Syria (2,204).5 The proportion of successful applications, either granted asylum or a form of temporary protection at initial decision or after having an appeal allowed by the courts, was estimated
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1 1. Key points and recommendations Zero Hour Contracts (ZHCs) form a very small part of the UK labour market, but have come to increasing public prominence in recent years. Debate on ZHCs is ... work – from reasonably regular and consistent employment to a spot-market in labour. Rather than forming a single or unitary category, they represent some of the many possible variations of employment,
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16. Email and online scams. 21. Relationship scams. 24. Identity theft. 26. Investment and pension scams. 29. Avoiding and dealing with scams. Reporting a scam. 33. Top tips. 35. Useful organisations ... of scam, ways to spot them and what to do next. Mail scams. You may receive post containing false claims or offers that try to steal your money. Find out more on page 14. Phone scams. Scammers could ring
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this is people over the age of 55 or 60. Specialist housing for older people comes in many different forms, which can be grouped according to the level of support offered. Broadly speaking, there are three ... facilities, and services provided. Sheltered housing Sheltered housing is the best known and most common form of specialist housing. It is a type of ‘housing-with-support.’ It is available to rent or buy, with
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Allowance, Personal Independence Payment and Disability Living Allowance 13 5.2 Pension Credit 14 6 When temporary care becomes permanent 15 7 Rehabilitation – intermediate care, reablement ... a couple (whether married or unmarried) the local authority must disregard any Income Support or Pension Credit awarded to pay for home commitments and should consider the needs of the person at home in
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highlights 5 million people given information and advice. Influenced the increase of coverage of social pension schemes in 14 low and middle income countries. 5 million unique visitors to www.ageuk.org.uk Funded ... pockets by finding millions of pounds of benefits they’re entitled to, campaign to improve pensions and tackle pensioner poverty to ensure that everyone has a sufficient income and, through our information and
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________ D2. Do you receive pension credit? e Yes e No, I’ve applied but I’m not eligible e No, I’ve never applied e I’ve never heard of it More than £200m worth of pension credit goes unclaimed in Wales ... may still be worth making a new claim, as benefits rates change, as can your finances. To make a claim for Pension Credit, people should call the DWP Pension Credit claim line direct on 0800 99 1234 or
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customer safeguard tariff’, and intention to act quickly. 5. Given that some older people do not claim support they are entitled to, we welcome the proposal that protection should apply automatically. ... severe impact of high prices on consumers on low incomes. Despite progress tackling pensioner poverty, the number of pensioners in poverty rose to 1.9 million (16%) in 2016. There are an additional 1.1 million
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order to stay debt-free they believed that you had to live within your means. Those few who had some form of debt demonstrated the difficulty of getting back on track when on a fixed low income. • Participants ... warden-controlled flat. Her small State Pension is topped up by Pension Credit, but because her Housing Benefit does not cover all of her rent, she must live on nearly £20 a week less than the state has set as a minimum
