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caring. In recent years, Age UK has held listening events with people in later life to discuss pension reform and care reform. At many of these meetings we met older informal carers – people over retirement ... Available at: http://www.poppi.org.uk/index.php 3 Family Resources Survey 2007/8, Department of Work and Pensions, 2009. 4 Julie McGarry and Antony Arthur (2001), ‘Informal Caring in Later Life: A Qualitative
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income is decided? 24 10.1 Inclusion of notional income in the means test 24 10.2 Notional income and pensions freedoms 25 10.3 If income was converted into capital 25 10.4 Exemptions where notional income shouldn’t ... still be expected to contribute from your day-to-day income – for example, your State Pension, or occupational/private pension. After doing so, you will be able to keep a small amount of money for spending
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a lasting power of attorney (LPA)? 1. First, get LPA forms and an information pack from the Office of the Public Guardian. You can download the forms or fill them in online at www.gov.uk/lasting-power-of-attorney ... you can have them sent to you by calling 0300 456 0300. 2. If you’re happy to, you can fill out the forms yourself. It’s important to be careful because mistakes might mean your LPA is rejected and you need
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they can help you work out a budget. • Potentially carry out a benefits check to make sure you’re claiming all the money you’re entitled to. • Talk you through your options and help you identify what steps ... everyone in your house is over State Pension age, your supplier can’t cut off your energy supply between 1 October and 31 March. If anyone in your house is over State Pension age, then the supplier should
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crisis. The cost of food, heating, travel, and essential amenities have all risen staggeringly. Pensioner poverty is a reality in Wales in both urban and rural areas. Many older people are forced to do ... support older people 1347 people through our Dementia Advocacy project We supported older people to claim £832,810 in benefits and entitlements We made 61,391 contacts with older people, their families and
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and how they can help you. How to order • Call Age UK Advice: 0800 022 3444 • Complete the order form at the back of this leaflet. • Visit www.agecymru.org.uk/publications to read or download the full ... the UK, up to £5 billion in Pension Credit, Housing Benefit and Council Tax Benefit goes unclaimed by older people. Rising living costs are also causing hardship for pensioners. Take a look at the guides
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living, especially energy prices, my husband constantly feels cold, so we need to heat our home. Our pension is not being increased to cover the rise in the cost of living.’ ‘Heating costs; have been very ... needed over the coming months? For older people on low fixed incomes, relying solely on their State Pension and benefits, the future is looking extremely bleak as there are no more cuts they can make to
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health and care • Has their voice heard by decision-makers • Is safe and secure, free from all forms of discrimination, violence and abuse Report of Trustees and Annual Accounts 2015/16 Our strategy ... covers every facet of later life, from helping people find out the benefits they are entitled to claim, to discussing options that help make later life at home more manageable. We do this on the phone
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(OMO) rules for pension providers and trustees with new regulations to ensure “shopping around” is the default Increase access to financial intermediaries Increased numbers of DC pension customers are ... retirement. The first key factor determining people’s resilience in retirement is the overall size of pensions available to fund retirement. Auto-enrolment and current efforts by government, industry and employers
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gained the Quality Performance Mark and 10% are working towards it. Of the remaining providers, 40% stated that they did not have it and were not working towards it. 80% of all advocates (paid and volunteer) ... support is provided in Welsh, with many reporting no uptake at all. 50% of providers continue to state that they have provided advocacy support in many other languages such as Chinese, Polish, German and
