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  1. CRS_June16_secondary_annuity_market_proposed_rules_and_guidance.pdf

    clear illustration of the costs likely to be incurred, similar to the diagram included in Annex 3 of the consultation paper.  All potential sellers who are not paying for advice should be compelled to attend ... completing their sale, undertake a guidance session with Pension Wise (if they are not using paid-for advice). We are concerned that many sellers may not be aware of the full implications, including tax and

  2. Carers Policy Statement - August 2019.pdf

    Commission on Welsh Carers. Evidence submitted from Carers Wales https://www.carersuk.org/help-and-advice/practical-support/managing-someone-saffairs/66-wales/news/5796-carers-wales-evidence-submission- ... the distress and disruption for both the carer and the individual cared for, as well as reducing costs for the emergency services generated by unavoidable admissions. The contribution made by unpaid

  3. RB_Jan10_older_people’s_experiences_of_renting_privately.pdf

    particularly as demand is likely to grow. Landlords themselves may need support, information and advice. Therefore a strategy is proposed that has three key elements, as follows. Accommodation register ... access to advice on grants for aids and adaptations, Supporting People funding or housing support that may be available to their older tenants. Local Housing Allowance (LHA) n Better advice and information

  4. CRS_Sept16_Retirement_Outcome_Review.pdf

    increase the numbers of people using the service, so only a small minority are going without guidance or advice.  Fees and charges, in particular for drawdown products, are difficult to understand, and the majority ... need to maintain a focus on the terms and conditions of products as they develop.  Online guidance/advice journeys are increasingly being offered and the review should include special consideration of this

  5. FS12.pdf

    maximum of six years by paying voluntary contributions. Before paying, seek advice from the Pension Service or an independent advice agency on how much extra pension you might get. In particular, because of ... divided between you. See FS1 Help with heating costs, FS17 Housing Benefit, FS19 State Pension, FS21 Council Tax, and FS48 Pension Credit, FS1w Help with heating costs in Wales and FS21w Council Tax in Wales

  6. FS5w.pdf

    Age Cymru Advice 0300 303 44 98 www.agecymru.org.uk Factsheet 5w  April 2024 Dental care: NHS and private treatment in Wales Factsheet 5w  April 2024 ... care home residents 14 11 Complaints about NHS treatment 16 12 Private dental treatment 16 12.1 The costs of private dental treatment 17 12.2 Complaints about private treatment 17 13 Viewing your dental records

  7. CRS_Sept14_CMA_residential_property_management_services.pdf

    of the retirement housing market.  There needs to be an overall improvement in the delivery of advice and information covering housing, care, and finance. These services play a vital role in helping ... binding on the provider but not on the complainant. Older people should be completely protected from costs, as a result of raising a complaint, but should still have the option of taking further legal action

  8. IG10.pdf

    AgeUKIG10 Information and advice directory. Useful contacts. 2 Information written with you in mind. This information guide has been produced with the help of older people, carers and expert peer reviewers ... your story. Have you been affected by any of the issues in this guide? Has Age UK’s information and advice helped? If so, we’d love to hear from you to provide relatable examples that benefit others. Email

  9. RB_Jan16_Age_UK_Briefing_Opposition_Day_Debate_Housing.pdf

    offers older people greater control over the delivery of care and support services. A review of the costs specialist housing needs to take account of the savings as a result of reducing demand on more expensive ... rent increases. However tenants who are not entitled to housing benefit will have to meet the full cost of rising rents and as a result may find their standard of living declining or savings falling at

  10. Carers inquiry - October 2018.pdf

    longer receive the full amount of Carer’s Allowance, even though they continue to face the additional costs of providing care. This can create a sense of injustice. Many carers do not take up their entitlements ... 36% of those respondents having cut back on essentials such as food and heating. Utility bills often become more expensive as heating and appliances may be used more often. 32% of respondents were using

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