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don't need to make a decision over the phone - take your time to think through your options and seek advice if needed. If you don't accept the loan Think about other ways that you can pay back the interest ... property with someone who isn't your partner, you should seek advice before signing the loan agreement. For more information call Age Cymru Advice on 0300 303 44 98
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dementia advocacy project, HOPE (Helping others participate and engage) advocacy project and Age Cymru Advice were all reporting worrying delays in older people being assessed by social care for their needs ... authorities should assess whether their current processes for providing initial advice and information and ongoing access to advice and information are meeting the needs of older people, particularly those that
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provide safeguarding support , and will work with you to consider what action to take. Contact Citizens Advice if you’re having trouble paying your bills and are worried about what to do. You may be worried that ... council’s social services department, Age Cymru Advice on 0300 303 44 98 or the Hourglass helpline on 0808 808 8141 . For more information call Age Cymru Advice on 0300 303 44 98
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diagram included in Annex 3 of the consultation paper. All potential sellers who are not paying for advice should be compelled to attend a Pension Wise guidance session before being allowed to complete their ... with Pension Wise (if they are not using paid-for advice). We are concerned that many sellers may not be aware of the full implications, including tax and benefit eligibility and implications for contingent
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compelled to take either financial advice, or if disproportionately expensive, guidance through Pension Wise. Whether or not consumers will need to pay for formal advice should be clear upfront. Age UK ... 10. What consumer safeguards are appropriate – is guidance sufficient or is a requirement to seek advice necessary? Should the safeguards vary depending on the value of the annuity? 11. What is the best
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Age Cymru Advice 0300 303 44 98 www.agecymru.org.uk Factsheet 8w November 2023 Community landlord housing in Wales – local authority or housing association homes Factsheet 8w November ... whole new contract and doesn’t take away any significant rights that you had before. Seek specialist advice, such as from Shelter Cymru, if you’re unsure. Fundamental terms in occupation contracts Fundamental
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Accessing help for other, non-COVID-19, health issues If you’re concerned about someone Utilities Getting advice Keeping well at home Support groups and charities Supporting people to prepare If they develop coronavirus ... over you can get further support by contacting Age Cymru Advice on 08000 223 444, available 9:30am to 4:30pm, Monday to Friday, or email advice@agecymru.org.ukIf the person you’re helping is aged under
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Decision-making in retirement 24 Staying in control in later old age 32 Recommendations: information, advice and guidance 44 Recommendations: products 48 Recommendations: building trust 52 Conclusion ... consider their next steps. Equally as important is whether regulated advice itself can be made simpler, by introducing focused advice solutions that give people more certainty on specific issues and the
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you may need more years of NI contributions. If this applies to you, you should seek specialist advice. Qualifying NI contributions include contributions that you made when you were working and contributions ... Housing Benefit and Council Tax Reduction (also known as Council Tax Support). • State Pension is taxable, so when it’s added to your earnings it may put you into a higher tax band. • When you reach State
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AgeUKIL7 Home safety checker Staying safe around the home Information and advice you need to help you love later life. We’re Age UK and our goal is to enable older people to love later life. We are ... Age UK and contains general advice only, it should not be relied on as a basis for any decision or action and cannot be used as a substitute for professional medical advice. Neither Age UK nor any of its
