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accessing financial products such as insurance and mortgages. Government policies to increase the state pension age are based on an assumption that people will be able to work for longer due to increases in healthy ... people in Wales are dependent on the State Pension as their only source of income. Many others receive mean-tested benefits or small private or occupational pensions to top this up. Most older people have
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help from your energy or water company. You’re eligible if you: have reached your State Pension age are disabled or have a long-term medical condition are recovering from an injury have
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an appeal. Most decisions about benefits for older people are made by the Department for Work and Pensions (DWP) Decisions about Housing Benefit and Council Tax Reduction are made by local authorities. You
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the increase • Money can be tight: 120,000 pensioners in Wales live in poverty • It is estimated that 80,000 households in Wales that are eligible for Pension Credit are not claiming it • One-third of the ... about the Age Cymru service “The big aspect is the loneliness, because of lockdown a lot of us have lost our confidence and feeling not able to do things. The weekly chats with Susie and Fiona, who make
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benefits, it could be worth putting in a claim as soon as possible – for example, claiming Pension Credit ( even if you’re only entitled to a small amount) can help you qualify for other benefits ... funds / charitable funds of the energy supplier Priority Service registration. If you're over State Pension age or live with a disability or health condition you can ask to be placed on the Priority Service
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Schemes will be developed within broad parameters set out by Government which include protection for pensioners. • Local authorities will need to establish schemes for working age claimants which should be designed ... national entitlement. In the context of the proposals we strongly support the commitment to protect pensioners. Council tax is a major cost and it is essential that older people have the security of knowing
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greater geographical dispersal, demands of the workplace (likely to increase with rising State Pension age) and a reliance on older carers, often experiencing poor health themselves, all impact on the ... isolation from family, friends and colleagues, and can lead to carers feeling as though they have lost their identity. According to a survey carried out by Carers Wales, 87% of respondents felt more stressed
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page 23. If you have concerns about an appointee for benefits, contact the Department for Work and Pensions (DWP). For more information about appointees, see page 22. If you have any concerns that abuse or ... power of attorney? If there comes a time when you can’t make a particular decision because you’ve lost mental capacity, and you haven’t set up a valid LPA or EPA, someone wishing to act on your behalf
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death, for example, from a pension or a life policy. These often pass according to a separate ‘letter of wishes’ (see section 5.2.1) or are held in trust setup with the pension company managing the policy ... type of payment is not always made into your estate and may be paid to other beneficiaries by the pension or life policy provider. It is important to understand where this type of payment goes in the event
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Building an income for retirement: approaches to encourage more pension saving A discussion paper by Age UK Using the National Institute of Economic and Social Research’s LINDA model 2 Building ... Building an income for retirement – approaches to encourage more pension saving A discussion paper by Age UK Using the National Institute of Economic and Social Research’s LINDA model September 2014
