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  1. WWU - English.pdf

    bed. When it’s very cold, wear thermal underwear, bed socks and maybe even a hat – a lot of heat is lost through your head. • Check local news and weather forecasts for advice when bad weather is forecast ... the Winter Fuel Payment helpline (see page 26) to ensure that you don’t miss out. If you receive Pension Credit, or certain other benefits, you’re automatically paid a Cold Weather Payment when the temperature

  2. FS74.pdf

    Adult Disability Payment Scotland DLA – Disability Living Allowance DWP – Department for Work and Pensions ESA – Employment and Support Allowance HMCTS – HM Courts and Tribunals Service HMRC – HM Revenue ... claims are made by Department for Work and Pensions (DWP) staff called decision makers. They make decisions on behalf of the Secretary of State for Work and Pensions. Decisions about Child Tax Credit, Working

  3. report_of_trustees_and_annual_accounts_2013_2014.pdf

    to save for retirement. We campaigned for the introduction of automatic enrolment into workplace pensions and this year introduced it for our own staff. We went further than legislation required by enrolling ... pockets by finding millions of pounds of benefits they’re entitled to, campaign to improve pensions, tackle pensioner poverty and, through our information and advice, enable people in later life to make the

  4. RB_June11_10_questions_for_the_local_public_sector.pdf

    participate in strategic decision making, alongside public sector colleagues, are strengthened not lost. Involvement and engagement needs to be embedded within the “culture” of all public bodies and remain ... billion of income-related benefits are unclaimed by pensioners every year7. Latest figures8 show that around one-third of those entitled to Pension Credit are not receiving it. Maximising the income of

  5. FS10w.pdf

    in the context of paying for care in a care home 32 9.1 Pension Credit 32 Factsheet 10w  April 2024 (amended May 2024) 3 of ... depression”. They may be:  “Very forgetful of recent events”;  “confused / disoriented [or get] easily lost”;  “neglectful of hygiene / eating”;  “unable to communicate appropriately / hold meaningful conversations”

  6. Age Cymru - Report on the current experiences of people aged 50 or over across Wales of the Covid-19 pandemic, and views on the year ahead - June 2022.pdf

    People’s Alliance (COPA), Welsh Senate of Older People, Active Wales, National Pensioners Convention Wales, and Pensioners Forum Wales worked in partnership to understand the current experiences of people ... volunteer. This caused me stress, anxiety and PTSD. My health and mental well-being was destroyed. I lost my work and income. I now have to be on medication and have counselling. Not being able to support

  7. CRS_April15_FCA_Access_Scoping_Study_response.pdf

    people make use of a wide range of financial services from transactional banking to investments and pensions. Many interactions with the financial services industry proceed smoothly. However, we receive persistent ... within London. In addition, many pensioners have low incomes. In 2013, 60% of pensioners had incomes of £10,000 or less per person per year. Twenty per cent of pensioners had incomes of £5,500 or less per

  8. RB_Sept17_Age_UK_Budget_Representation.pdf

    services.  Pensioner poverty: in the light of rising pensioner poverty, we welcome the Government’s stated position to maintain ‘triple lock’ uprating for State Pensions and universal pensioner benefits ... payments for people who have missed out. The Government should also reform the taxation of taxable pension lump sums to ensure that, if PAYE is not operated, only basic rate tax is deducted at source.  Improving

  9. WWU - English.pdf

    bed. When it’s very cold, wear thermal underwear, bed socks and maybe even a hat – a lot of heat is lost through your head. 13 Winter wrapped up • Use a hot-water bottle, wheat bag or an electric blanket ... the Winter Fuel Payment helpline (see page 26) to ensure that you don’t miss out. If you receive Pension Credit, or certain other benefits, you’re automatically paid a Cold Weather Payment when the temperature

  10. FS40w.pdf

    income is decided? 24 10.1 Inclusion of notional income in the means test 24 10.2 Notional income and pensions freedoms 25 10.3 If income was converted into capital 25 10.4 Exemptions where notional income shouldn’t ... be expected to contribute from your day-to-day income – for example, your State Pension, or occupational/private pension. After doing so, you will be able to keep a small amount of money for spending on

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