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Neighbourhood effects and pension protection amongst ethnic minorities in England and Wales Zhixin Frank Feng, Athina Vlachantoni ... impact upon the labour market performance of ethnic minorities and thus impact upon individuals’ pension protection. Using data from the UK Household Longitudinal Study (Understanding Society), linked with
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financial disadvantage, particularly as a result of their significantly lower levels of private pension saving than the wider population. The refreshed Carers Strategy should consider how to improve 5 ... caring on their physical and mental health, income and leisure time. The impact of caring on income, pension accumulation and development of social networks can mean that caring at a younger age results in
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Gavin Thomas Page 11 State Pensions – issues for current and future pensioners – Sally West Page 14 Project 360° - supporting older veterans to access their Armed Forces pension – Heather Ferguson Page ... order to make ends meet. However, 120,000 pensioners in Wales live in poverty.1 It’s a real concern, because while great strides had been made in reducing pensioner poverty, recent years have seen numbers
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Retirement Income, led by the Pensions Institute at Cass Business School, was commissioned by the Labour Party to examine some of the key issues arising from the pension reforms. It examines how Defined ... all aspects of pension saving, including decumulation. • There is a substantial risk associated with people underestimating their life expectancy – many people could spend their pension savings too quickly
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money while they are working in order to pay for future education – this could be converted into pension provision if unused. Conclusion The new FE loans system is therefore a significant step in the
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health of people over 50. Chief among these is the increased cost of living, including its impact on pensions, fuel prices and the cost of public services. “I worry about prices rising, council tax increases ... struggled with loneliness in the last 12 months had also struggled with their physical health. “I’ve lost so much of my independence in the last few years it drives me mad. I’ve always been very stubborn
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means-tested benefits you receive could be reduced or lost entirely, depending on your circumstances and the type of equity release. These include: • Pension Credit • Jobseeker’s Allowance • Income Support • ... benefits to tell you this, they must refer you to an organisation like Citizens Advice (page 24) or the Pension Service (page 25). Make sure the adviser considers your current and future care arrangements too
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guide is about 4 What you can claim Benefits at a glance 7 Your pension State Pension: you’ve earned it – make sure you get it 9 Pension Credit: tops up your weekly income 12 Your home Help with Council ... entitled to. You’ll just need to know: • the income you receive from any benefits, work, private pensions or other sources • your rent or housing costs and your Council Tax band • how much you have in
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while payments attracting a government bonus of 25 per cent – equivalent to basic rate tax relief on pensions – can continue until age 50. Any money not used to buy a house can be withdrawn penalty-free from ... address risks the LISA may present to consumer protection, under the headings of Complexity, Employer Pension Contributions, Investments, Access and Tax. Key points and recommendations We broadly agree with
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heard on issues that matter most to them - such as the NHS, social care and the level of the state pension. Age UK’s total income was £174.6 million, up £7.5 million on last year, strengthened by a substantial ... planning seminars, mid-life review sessions, information and guidance on financial planning and pensions and policies to support flexible working – all designed to help our staff make more informed choices
