-
additional services to pay for and how much they cost whether your service charge can be covered by Pension Credit or Housing Benefit . Renting from your local council or housing association Most sheltered housing
-
have wood-burning, coal or gas heaters make sure there’s adequate ventilation. • See our free guide Save energy, pay less for tips on insulating and draught-proofing your home. You could also check with ... for further financial support. They helped by filling in an application to the local Credit Union for a Fuel Savings Budget Account. ‘My local Age Cymru really helped me survive the winter and took away
-
9: RBS and NatWest – accessible debit and savings cards 31 Case Study 10: Nationwide Building Society – Helping Hand unit 31 Case Study 11: Cheque and Credit Clearing Company and Barclays Bank – electronic ... health and well-being. Older people are targeted not only because they have built up a lifetime of savings, but also because those who suffer cognitive decline are more vulnerable to exploitation. We know
-
issues affecting its functions within public debate. The Pensions Advisory Service (TPAS) In addition to delivering the telephone element of Pension Wise, TPAS provides a function of supporting members of ... of the public with general and technical inquiries about their pension schemes and provision. This service is delivered online and is used by over 1 million unique users, and over the telephone receiving
-
compensate for the gap in care funding. The Government’s decision to delay the cap on care costs is saving an estimated £6 billion, and Age UK believes it is essential that this money is reinvested back into ... supportive systems are essential. One such supportive system is automatic enrolment into workplace pensions. Although individuals have the choice to opt out, automatic enrolment makes it easy, and all the
-
1 Funeral insurance 9 6.2 Funeral plan 10 6.3 Funeral expenses payment 10 6.4 Saving accounts 14 6.5 Occupational pension 14 6.6 Make allowance for funeral costs in your estate 14 7 NHS and local authority ... payment in instalments after the funeral. 5.2 Arrange a funeral without a funeral director You can save money if you take responsibility for some tasks usually undertaken by a funeral director. These include
-
Assessing the needs of the person you care for 12 Financial support Carer’s Allowance 15 Carer’s Credit 16 Council Tax Support 17 Disability benefits for the person you’re caring for 18 Common care ... a carer’s assessment. 12 Assessing the needs of the person you care for Regardless of income or savings, the person you care for is entitled to a needs assessment from their local council. You can ask
-
this consultation This Department for Work and Pensions consultation looks at the potential benefits and feasibility for the National Employment Savings Trust (NEST) to expand its remit to offer products ... marketplace. At present NEST operates only as a pensions saving scheme, and its members have to move to other providers when they want to access their pension pot. Key points and recommendations • NEST
-
new insulation industries, demonstrate in practice the need for national behaviour to adopt energy saving more explicitly, and make people warmer and healthier. Cambridge Econometrics and Verco have done ... 2020-2030; Total energy savings of £8.6bn – over £400 per home; A 23.6MtCO2 reduction per annum by 2030; A 26% reduction in imports of natural gas in 2030; NHS savings of 42p for every £1 invested
-
support you can to help with heating bills. See pages 23-33 for more information. See our free guide Save energy, pay less for tips and our factsheet Help with heating costs in Wales for more in-depth information ... about how to understand your heating controls, see our free guide Save energy, pay less. 20 Winter wrapped up According to the Energy Saving Trust, you should set your central heating thermostat at between
