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  1. NW Instructor volunteer 050716.pdf

    and Experience:  Organised and self-motivated  Able to communicate effectively  Experience of using telephone and email is desirable  Approachable, friendly and professional  Passionate about the ... to: Volunteer Officer Location: Local area Hours: Flexible but we would like volunteers to provide us with a minimum of 10 hours each month for a minimum of 12 months Why we want you: We would like you

  2. CRS_Jan17_Handbook_changes_to_reflect_introduction_Lifetime_ISA.pdf

    cent – equivalent to basic rate tax relief on pensions – can continue until age 50. Any money not used to buy a house can be withdrawn penalty-free from age 60, and if withdrawn before 60, certain charges ... makes for good retirement planning. It is important consumers understand that putting their money in a cash LISA and leaving it there until retirement may not produce an adequate retirement income, and that

  3. Survey March 2024 v6.docx

    ouabout the survey you can include your contact details at the end of the survey. You can also let us know if you want to get involved in our campaigns to make change for older people across Wales.Thank ... Localnoticeboard/communitycentre⬛ Onlinesearch engine(e.g., Google)⬛ I don’t access information⬛ OtherA2.a. Do you use the internet?⬛ Yes⬛ NoA2.b. If yes, how do you accessthe internet? (Select any that apply)⬛ Own smartphone⬛

  4. What matters to you - Current experiences of people aged 50 or over in Wales 2024.docx

    ouabout the survey you can include your contact details at the end of the survey. You can also let us know if you want to get involved in our campaigns to make change for older people across Wales.Thank ... Localnoticeboard/communitycentre⬛ Onlinesearch engine(e.g., Google)⬛ I don’t access information⬛ OtherA2.a. Do you use the internet?⬛ Yes⬛ NoA2.b. If yes, how do you accessthe internet? (Select any that apply)⬛ Own smartphone⬛

  5. CRS_April16_Pensions_automatic_enrolment_Lifetime_ISA.pdf

    saving would be increased if the Government were to extend the ‘life events’ which the funds can be used for without a penalty. This might encourage more people to opt-out of or reduce contributions to their ... develop an investment strategy to suit both needs.  We are concerned that most ISAs are held in cash alone,ii which does not represent a suitable long-term investment strategy.  Groups that might benefit

  6. RB_June14_Mercer_Improving_income_retirement_recently_retired.pdf

    able to do any of the following: - Take cash immediately - Take secured income (eg. an annuity) - Take variable income (ie. Income drawdown) Evidence from the US and Australia (where there has never been ... elements of retirement income are illustrated below: Retirement income requirements – plan for the ‘U’ 2. Use your human capital! Bluntly, the ability to continue some form of work in the early years of retirement

  7. Operations Assistant JD.docx

    Age CymruJob De scriptionJob Title: Operations Assistant Location: Cardiff Contractual Status of Role:35 hours per week; Job Title of Line Manager :Operations ManagerJob Purpose To provide reception and administration support. R esponsibilitiesTo provide a full reception service. To service, develop and co-ordinate Age Cymru’s meeting rooms.To provide administrative support as required. To

  8. cARTrefu Newsletter September 2018.pdf

    We need you! cARTrefu Sharing Events #cARTrefu @AgeCymru Ilar and the ‘Ouch’ Comes to Us All by Susan Kingman cARTrefu Activity Packs for care homes still available! And finally ... The

  9. Age Cymru Advice How can we help Booklet - English.pdf

    general information on the range of information guides and factsheets only, which we hope will be of use to you. Nothing in this leaflet should be construed as the giving of specific advice and it should ... Age UK, nor any of their subsidiary companies or charities accept any liability arising from its use. We aim to ensure that the information is as up to date and accurate as possible, but please be warned

  10. CRS_Jan16_Pension_reforms_proposed_changes_to_guidance.pdf

    could still face increased tax liabilities or reduced means-tested benefit payments if they do not use their savings appropriately. It could also leave lower net worth individuals vulnerable to being scammed ... strongly support the FCA’s proposal to ensure that debtors are protected from being pressured into using their pension savings inappropriately to repay debt.  We agree that there is a potential issue

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