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  1. CRS_April15_FCA_Access_Scoping_Study_response.pdf

    people make use of a wide range of financial services from transactional banking to investments and pensions. Many interactions with the financial services industry proceed smoothly. However, we receive persistent ... because of some complex function or transaction they need to carry out – for example, cashing in a savings product. The business community too will be affected. If there is a resulting decline in local businesses

  2. CRS_Sept17_Retirement_Outcomes_Review.pdf

    additional ‘emerging issues’ – people fully withdrawing to spend or pay off debt; the impact on the cash savings market; and closer examination of the potential longer-term impact of current decisions, for example ... incentive for firms to innovate, notwithstanding the increasing value of Defined Contribution (DC) savings. There is scope for significant regulatory intervention to resolve these issues.  The FCA should

  3. How to trace lost money

    It’s free and easy to check whether you have any dormant bank accounts, insurance policies, pensions or premium bonds, so if you think you may have a lost account it’s definitely worth finding ... at any time. Complete an application online using the free My Lost Account service Use the GOV.UK Pension Tracing Service online tool For more information call Age Cymru Advice on 0300 303 44 98

  4. CRS_Feb15_Independent_Review_Retirement_Income.pdf

    Retirement Income, led by the Pensions Institute at Cass Business School, was commissioned by the Labour Party to examine some of the key issues arising from the pension reforms. It examines how Defined ... and be based on a set of sound principles. • A ‘Retirement Savings Commission’ should be established to evaluate all aspects of pension saving, including decumulation. • There is a substantial risk associated

  5. FS25.pdf

    Returning from abroad December 2023 About this factsheet If you are a British national over State Pension age who moved abroad but are now considering moving back to live permanently in the UK, this factsheet ... ordinary residence 3 2.1 Habitual Residence Test 3 2.2 Ordinary residence 4 3 Finance 5 3.1 State Pensions and Winter Fuel Payments 5 3.2 Means-tested benefits 6 3.3 Disability benefits and Carer’s Allowance

  6. RB_June14_Generation_R_Research.pdf

    Manager at Natcen for the sharing of datasets. Our thanks also go to Chris Curry, Director of the Pensions Policy Institute, for reviewing and commenting on our statistical analysis. Warm thanks also go ... more likely to be ready for ageing 11 Housing tenure helps to explain the readiness scores 12 Pension wealth had a comparatively low effect on readiness for ageing 13 Poor health, disability and risky

  7. Age Cymru

    provide friendship, conversation and support. Get information Get Involved The new state pension The new State Pension is a regular payment from Government that most people can claim in later life.

  8. RB_Oct15_agenda_for_later_life_2015_summary.pdf

    global context UP TO RETIREMENT AROUND STATE PENSION AGE IN RETIREMENT Private pension membership has fallen but is being increased by auto enrolment 204,581 pension policies accessed in three months since ... 2015, compared to 95,372 in same period of 2013 New state pension from April 2016 £3.7bn benefits unclaimed by pensioners Big falls in pensioner poverty but progress now stalled Enough money 1967 8.1m 2013

  9. FS49.pdf

    Challenging a Budgeting Loan decision 9 2.2 Budgeting Advances (Universal Credit) 9 2.3 Short-term Advances and Universal Credit advances 9 2.4 Challenging a decision 10 3 Local Welfare Provision and Discretionary ... Welfare Provision Page 3 of 18 1 What is the Social Fund? The Social Fund is a Department for Work and Pensions (DWP) scheme to help you with expenses that are difficult to meet from a low income. It includes:

  10. IG03.pdf

    country) • their most recent occupation and if they’d retired • to know if they were receiving a pension or other benefits • the name, occupation and date of birth of their spouse or civil partner if they ... HM Passport Office • the Driver and Vehicle Licensing Agency (DVLA) • the Department for Work and Pensions (DWP) • HMRC for tax purposes • the Blue Badge scheme. You’ll need to return the driving licence

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