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  1. Annuities

    annuity). An annuity converts your savings into an annual pension, giving you a guaranteed income for life, or a specified period. You don’t have to purchase an annuity if you don’t want to. Instead, if ... if you have been a member of a defined contribution pension scheme, you have various options for your pension pot . These other options may affect your decision about whether to buy an annuity, so consider

  2. Disability Living Allowance

    Disability Living Allowance (DLA) is a benefit for disabled people. It's a monthly, tax-free payment, but it’s gradually being replaced by Personal Independence Payment .  Disability Living Allowance ... will need to show that you meet the criteria for either or both of the two components – the ‘care component’ and the ‘mobility component’. You may be eligible for the care component if you require help with

  3. Public policy statements

    process and cover a detailed review of evidence, a summary of our views and ‘key calls’ for policy change. They are developed in consultation with older people and our local partners, and each

  4. How your benefits are means-tested

    special rules for valuing these). Any lump sum payments you received from deferring your State Pension is not included as capital. Your income and capital must be below a certain limit for you to be eligible ... pages on our website covering the means-tested benefits listed above for full information, or read the following guides and factsheets. For more information call Age Cymru Advice on 0300 303 44 98

  5. Fundraising events

    are so many ways to raise money for Age Cymru. Whether you want to run, cycle or skydive, knit, sing or bake, the money you raise will ensure we can continue to be here for older people in Wales when they ... challenge Saundersfoot New Year's Day Swim Tell us about your fundraising Thank you so much for choosing to fundraise for Age Cymru. We couldn't help as many older people as we do without your support. We'd love

  6. CRS_May16_Multimorbidity_clinical_assessment_and_management.pdf

    on draft guideline – deadline for comments 17.00 on 12/05/2016 email: Multimorbidities@nice.org.uk Please return to: [insert email address] Please read the checklist for submitting comments at the end ... biggest impact on practice and be challenging to implement? Please say for whom and why. 3. What would help users overcome any challenges? (For example, existing practical resources or national initiatives, or

  7. CRS_April13_Practice_on_Settlement_Agreements.pdf

    parties may only reproduce this paper or parts of it for academic, educational or research purposes or where the prior consent of Age UK has been obtained for influencing or developing policy and practice. ... Tavis House 1-6 Tavistock Square, London WC1H 9NA. This ACAS consultation is examining proposals for the establishment of settlement agreements, which will be used as a means of ending employment relationships

  8. Advocacy Counts

    surveys conducted by Age Cymru.  It provides an updated snapshot of advocacy provision in Wales for adults, with a particular emphasis on older people. The report shows an increase in the number of advocates

  9. Ways to reduce Council Tax

    even though more than one person lives at the property; and the Council Tax Reduction Scheme (CTRS) For more information call Age Cymru Advice on 0300 303 44 98

  10. Big Knit Knitting Patterns.pdf

    Strawberry Advanced Pattern For this one you should use yellow and red double knit yarn, and you’ll also need some green for the stalk and leaves. Knitting 1. Using your red double knitting yarn and some ... 1 row, repeat)) do the 12 rows as shown below. 3. For the next row, using green, K2 together across all stitches (14 st), then for the next row P2 together to end (7 stitches), followed by the

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