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  1. CRS_Dec15_Financial_Advice_Market_Review.pdf

    Advice gaps are particularly evident in: planning for long-term care costs; drawing a pension; interaction of pensions with debt and benefits; on-going management of retirement savings; mortgage lending ... the need for advice should be minimised, for example by developing ‘default’ options on drawing a pension.  Pricing structures that make it difficult to be sure how much advice is going to cost are a major

  2. Age Cymru HOPE Infographic report 2022-23 ENGLISH.pdf

    return of the coin. Mrs LL felt the company weren’t listening to her and they insisted she must have lost the coin. She was feeling harassed, stressed, and discriminated against due to age. Mrs LL was also

  3. Save on water bills

    you have a water meter and you receive certain benefits (e.g. Universal Credit, Housing Benefit, Pension Credit, Income-related Employment and Support Allowance), you may be eligible for the WaterSure scheme

  4. Winter_Warmth_Impact_Report.pdf

    when he passed away, she was struggling to make ends meet as she had lost her husband’s income and just remained on a State Pension of £54.00 per week. She was stressed and anxious and whilst visiting ... advised her to contact Age UK Nottingham. How Age UK were able to help Age UK Nottingham contacted The Pension Service on her behalf, which led to an immediate increase in income to £180.22 per week. They then

  5. IG58.pdf

    AgeUKIG58 Extra money if you’re on a low income and you or your partner are under State Pension age. Universal Credit. 2 What is Universal Credit? Universal Credit is a means-tested, non-taxable benefit ... Universal Credit if you: • have a low income and savings of £16,000 or less • haven’t reached State Pension age • meet residence and presence requirements • aren’t in education • accept a claimant commitment

  6. Age Cymru Advice How can we help Order Form.pdf

    Ref. No. Quantity More money in your pocket L53W Attendance Allowance IG49 Pension Credit IG50 Carer's Allowance IG52 State Pension IG53 Council Tax support IG54 At home with dementia IG55 Your mind matters

  7. What matters to you - Current experiences of people aged 50 or over in Wales - October 2023.pdf

    changed drastically. I had a good job and had expected to work up to my retirement. My health meant I lost my job, my flat, my friends and social life.” Those that told us their mental health was a challenge ... been a challenge than last year. “Helping to care for a family member, you become isolated and a bit lost” A significant minority of older people told us how the pandemic continues to affect them. “None of

  8. Carers policy position - November 2016.pdf

    income. State pension changes aimed at ensuring that carers who have missed National Insurance Contributions are able to obtain a full state pension should apply to people who reached state pension age before ... implications for carers including: changes to their job situation with implications for income and pension savings; increased utility bills; paying for services and respite care; and depletion of savings

  9. RB_July16_Walking_the_tightrope.pdf

    Carers UK for their insight into an often complex issue.’ Baroness Altmann, Minister of State for Pensions Contents Foreword 4 Executive Summary 6 Definitions 8 Introduction 10 Policy context 11 1. C aring ... programmes to support former carers to return to work; which are also open to carers over State Pension age. Improving financial support for carers, through: • A review of Carer’s Allowance, and wider

  10. Bereavement Support Payment

    has replaced the following benefits: Bereavement Allowance (which was previously known as 'Widow's Pension') Widowed Parent’s Allowance Bereavement Payment. Claiming BSP if you're not married or in ...   You can claim BSP if: the bereavement happened on or after 6 April 2017 you were under State Pension age when your spouse, civil partner or cohabiting partner died your partner paid National Insurance

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